This provides income where you are ill or injured, and as a result your income through employment or your normal route stops.

It is designed to replace most of your net income.

Cover lasts for either a set term in whole years, or to a given age (typically your state retirement age). The amount you pay is called the premium. It can either be guaranteed not to change, or it can be reviewable. Reviewable cover normally changes based on the claims experience of the life assurance company.

!

THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

London Stock Exchange

Value Move %
FTSE 100
8317.59 -21.641 -0.26
FTSE 250
20770.93 139.629 0.677
FTSE 350
4583.52 -5.98 -0.13
FTSE All Shares
4538.02 -5.82 -0.128
Dow Jones
39069.59 4.289 0.011
Nasdaq
16920.795 184.795 1.104

Currencies

Value Move %
0
1.174 0 0.037
GBP/NOK
13.405 -0.077 -0.572
0
13.551 -0.033 -0.241
GBP/USD
1.276 0.002 0.133

Biggest Movers

Value Move %
SEGRO
795.6 +52.4 +7.05
easyJet
477.8 -18.1 -3.65

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