This provides income where you are ill or injured, and as a result your income through employment or your normal route stops.

It is designed to replace most of your net income.

Cover lasts for either a set term in whole years, or to a given age (typically your state retirement age). The amount you pay is called the premium. It can either be guaranteed not to change, or it can be reviewable. Reviewable cover normally changes based on the claims experience of the life assurance company.

!

THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

London Stock Exchange

Value Move %
FTSE 100
8252.91 29.57 0.36
FTSE 250
21202.89 13.98 0.066
FTSE 350
4566.03 14.48 0.318
FTSE All Shares
4522.75 14.2 0.315
Dow Jones
40104.73 350.98 0.883
Nasdaq
18471.285 187.879 1.028

Currencies

Value Move %
0
1.191 0.003 0.26
GBP/NOK
13.917 0.084 0.61
0
13.676 0.132 0.971
GBP/USD
1.299 0.007 0.569

Biggest Movers

Value Move %
SEGRO
795.6 +52.4 +7.05
easyJet
477.8 -18.1 -3.65

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